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What is 3D Secure?

This is a service developed by MasterCard and Visa to authenticate a cardholder’s transactions made over the internet. 

The service allows a cardholder to confirm that they are the genuine cardholder by giving their pre-selected password when taking part in a transaction.  With this service, you can better protect your business from liability for fraud losses if the transaction is subsequently raised as a chargeback by the cardholder claiming that they did not authorise the original transaction. 

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